What is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy, also known as a liquidation, will allow you to eliminate most of your debt and start fresh. In the liquidation process, your assigned trustee may liquidate or (sell) some of your assets to pay off creditors. The goal of Chapter 7 bankruptcy is to discharge or eliminate your debts as quickly and efficiently as possible.

Richard Hughes, a Chapter 7 attorney in Tyler, TX, is here to help you determine if you are eligible and which debts you have qualify for liquidation. We also help with Chapter 13 bankruptcy.

The Chapter 7 Bankruptcy Attorney in Tyler, TX

We’re in Your Corner


Navigate the legal system and ensure your rights are protected. Our bankruptcy lawyer has specialized knowledge and experience in the bankruptcy process. There is life after chapter 7 bankruptcy.


Save time and money with the help of Richard Hughes, a bankruptcy lawyer in Tyler, TX. We can help you gather all of the necessary documents and paperwork and help you file your bankruptcy petition correctly.

Protect Your Assets

We help you understand which assets are protected under bankruptcy law and help you develop a plan to save as many of your assets as possible.

Reduce Stress

We know that filing for bankruptcy can be stressful and overwhelming. We help you take some of the burden off your shoulders by handling the legal aspects of the process.


Avoid Mistakes

It is crucial to follow the proper procedures when filing for bankruptcy. We can help you avoid common mistakes that could jeopardize your case.

Harassment Relief

Once you have retained a bankruptcy attorney, creditors are prohibited from harassing you. You'll experience significant relief with our help in addition to eliminating debt.

Peace of Mind

With our knowledge and professional experience on your side, you can focus on your financial future rather than worrying about the technicalities of the bankruptcy process.

Increased Success

We are familiar with the local bankruptcy courts and what you should expect from the process. We’ll lead you through exemptions that may not be obvious to the general public.

What Are The Steps to Filing Chapter 7 Bankruptcy?

Filing for bankruptcy has long-term consequences, so it's vital to consult an experienced bankruptcy attorney before taking any action. We will help you determine if this is the best choice for you. If you decide chapter 7 is your best option, we are here to help.

  1. Credit Counseling & Required Paperwork
    Before starting the chapter 7 bankruptcy process, you must take a credit counseling course and make the time to gather essential forms, information, and paperwork.

  2. File With The Court
    Along with a bankruptcy court petition, you'll need to file and understand the required schedules, statements of financial affairs, and other forms.

  3. Attend the 341 Meeting & Required Course
    A bankruptcy trustee will be assigned to your case and will ask you questions about your finances and assets. Upon that time, you will complete a debtor education course before you can be dismissed.

  4. Receive Discharge and Finish Case
    After you've completed the debtor education course, the court will issue a discharge order, which eliminates your liability for most of your debts. Once this happens, your case will be closed.

Richard Hughes for Chapter 7 Bankruptcy

Filing bankruptcy is an important decision where vital life altering choices must be made. The choice to file Chapter 7 is one you shouldn't take lightly. Our attorney will teach you how to file chapter 7 bankruptcy, so you can have peace of mind that it is done correctly,

Chapter 7 Bankruptcy Lawyer in Tyler, TX.

Chapter 7 bankruptcy is a bankruptcy proceeding where you liquidate your assets to pay off creditors.

It's important to know that not everyone is eligible to file for Chapter 7 bankruptcy, if you do not qualify, you may have to file chapter 13 and enter into a repayment plan instead of a liquidation.

At Richard Hughes, we will help you determine which type of bankruptcy is best for you, and we will walk you through the steps to closing a successful bankruptcy case.

Schedule A Free Consultation